Lawmakers Review Consumer Financial Protection Bureau's Track Record

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  • Опубликовано: 20 ноя 2024

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  • @ethanbush700
    @ethanbush700 3 года назад +62

    The mental gymnastics these people preform to convince themselves that they aren't the evil ones is nothing short of phenomenal.

    • @elissam.corsmeier469
      @elissam.corsmeier469 3 года назад +11

      They're demons.

    • @buradley1733
      @buradley1733 3 года назад +6

      Wow! Extremely well put!

    • @siov4279
      @siov4279 2 года назад +4

      Sadly so many do not comprehend how to critically think. Thats the main issue!

    • @myelvid
      @myelvid 2 года назад +5

      I'm from THE UK an wot I've seen off her she shud be in jail she hates AMERICA

  • @jennifershea1818
    @jennifershea1818 3 года назад +181

    Hearing this woman's (Waters) voice makes the world cringe.

    • @stephj9378
      @stephj9378 3 года назад +13

      It makes me wonder...does she has NO one who cares enough about her to pull her off the scene?
      Such a vile, ugly acting old woman.

    • @warrior--poet5418
      @warrior--poet5418 3 года назад +3

      to escape the screeching of harpies
      simply stuff the carnuba candle into
      both ears - to get past krypt keepers
      may require temporary ear-removal.!!

    • @thebossy1
      @thebossy1 3 года назад +8

      absolutely right I can't even bring myself to listen to whatever the lies are that she has to tell I can't do it

    • @syphwarrior
      @syphwarrior 3 года назад +2

      Save her Jesus! 🙏

    • @JohnCosnotti
      @JohnCosnotti 3 года назад +1

      @@warrior--poet5418 6zz💃💃

  • @johndebraflannelly.8431
    @johndebraflannelly.8431 3 года назад +36

    What a liar.. get her arrested...Debi

  • @jackiechance795
    @jackiechance795 3 года назад +202

    Can someone explain how using race and gender to determine loans is not actually discrimination in itself?

    • @politicgal408
      @politicgal408 3 года назад +8

      @@earthqwake_awakening17
      For the better... NOPE!!!

    • @kfoster3616
      @kfoster3616 3 года назад +1

      @@earthqwake_awakening17 sure ....

    • @kfoster3616
      @kfoster3616 3 года назад +7

      @@earthqwake_awakening17 Faith - I've read the book of Revelation several times....Things are not going to get better. An economic collapse and food/energy shortage and lets not forget the invasion at the border....all say....good things ahead. Get your head out of the clouds.

    • @kfoster3616
      @kfoster3616 3 года назад +22

      You said you are crazy...not me. Yep, that's what the leftists do...They tear everything down and ruin everything they touch....Build it back better my A$$. My head is in reality. I understand the globalists and their Great Reset. I understand the international bankers and their agenda. I understand what is happening. No rose colored glasses on my face. They call themselves progressives because they don't want to use the term of what they really are....and any person with a brain knows exactly what they really are.. They will hoodwink their moron "victims" all the way down to 3rd world status. That's their goal....they tell the sheep it's to " even the playing field" among nations so they can have total control. They show us their plans and what is coming in the movies they produce. They control the spin in the media. They use their term equity (Equal outcomes) which can never happen because we all have different goals, talents, skills, IQ's, body structures and abilities...and I will also add mental states...which can never be equal. Keep dreaming your dreams while you are thinking outside your box.

    • @kfoster3616
      @kfoster3616 3 года назад +5

      @@politicgal408 Why did you remove your comments to which I replied? Here's one....
      K Foster Maybe you shld get your head in the clouds and out the box they created for you. No disrespect. If you have an unsafe house that is uninhabitable, you tear it down and rebuild. That's what is happening....been happening for years. But of course...I'm crazy for thinking outside that box, one day that box wont exist on this Earth and many wont be able to survive without it.

  • @Ladyerlinda
    @Ladyerlinda 3 года назад +93

    This woman does not belong in the people’s house. .

  • @lindalemieux4184
    @lindalemieux4184 3 года назад +114

    That woman is despicable. They should shut that lying thing up.Yes she is a bad actor.

    • @ItissoIrene
      @ItissoIrene 3 года назад +4

      😄Agree

    • @Theodora555
      @Theodora555 3 года назад +3

      She is the mother of the DRAGON mentioned in Revelation!!! Maxine the Jezebel! & Dragon!

    • @Dave4444424
      @Dave4444424 3 года назад +4

      Money money money money. It's their God. Everything they say is a lie to appear like they care. They don't.

  • @phanties
    @phanties 3 года назад +129

    21 seconds in to hearing before she said “Trump”.
    This lady needs a new wig!!

    • @arlesjaime7718
      @arlesjaime7718 3 года назад +9

      They hate orange Mann because he’s got mojo and these fucks are nuts.

    • @crazyfool4325
      @crazyfool4325 3 года назад +1

      Because trump is still a dangerous idiot and if you can't see that then you might be one too.

    • @phanties
      @phanties 3 года назад +13

      @@crazyfool4325 there’s a reason the rear view mirror is so small when it comes to something practical and real like driving a car.
      To run a country, family, business, marathon you need to keep your eyes forward with some understanding of the past.
      With our country doing so poorly economically, optically, mentally, this over focus on the past to deflect from the current administrations lack of ability to wield power and political capitol is very obvious to real thinkers.
      How Is Russia gate shaking out you dangerous crazy person?

    • @arlesjaime7718
      @arlesjaime7718 3 года назад +8

      @@crazyfool4325 you name suits
      You

    • @IncogSkbb021
      @IncogSkbb021 3 года назад

      @@phanties 🤣🤣🤣🤣🤣

  • @warfossil
    @warfossil 3 года назад +84

    I'm not a fan of Bill collectors but how can you be called a consumer if you don't pay for the items you consume?

    • @greenmountaingrower4680
      @greenmountaingrower4680 3 года назад +2

      How can you operate your device without a brain.

    • @lindalemieux4184
      @lindalemieux4184 3 года назад +1

      Maybe they have consumer cellular.

    • @Hartleymolly
      @Hartleymolly 3 года назад +1

      @No Comment You 100% won the argument and debate. 👏🏻

    • @josephstevens4032
      @josephstevens4032 3 года назад +1

      Credit cards are one problem.

    • @cgall4444
      @cgall4444 3 года назад

      FUmaxRacistyou'veTurned YourDistractIsIntoA.SH!THole!!!!!!

  • @mentalsteak6119
    @mentalsteak6119 3 года назад +66

    She had the nerve to say "LatinX" when most Hispanics hate that label. So disrespectful.

    • @rtoomer92
      @rtoomer92 3 года назад

      @Bro NY I wouldn’t say most blacks.. Some I can agree but saying most is a reach. Most blacks I know actually embrace the Afro Latino culture but you have a bunch of Latinos who’d rather IDENTIFY with their Caucasian counterpart. You can see it yourself.

    • @captnwinkle
      @captnwinkle 3 года назад +6

      @@rtoomer92 lol well you are helping my point. As an immigrant from Mexico City I can attest blacks are the most racist group towards Latinos, Asians and Whites.
      We like blacks, just not a fan of US blacks whom think the world owes them everything. Even European blacks are not big fans

    • @rtoomer92
      @rtoomer92 3 года назад

      @@captnwinkle lmao man look when you come to another country and generalize you get exactly what you deserve. Most of this countries disparities when it comes to ethnic groups are due to classism. To say that blacks are the most racist group without considering everything that had to be overcome is a miscalculation on your end. The point I’m making is most countries don’t like Americans as a whole so to try and marginalize this into a black problem is ridiculous. I wasn’t talking to you anyway.

    • @joannthomases9304
      @joannthomases9304 3 года назад

      See Title 11, 5g.

    • @joannthomases9304
      @joannthomases9304 3 года назад +1

      Explain protecting rights of the citizen on police mission statements. Along with oaths, to said. Art. 10, pertaining to juris prudence, additionally obligations, and the public trust. Dual citizenship, few are made aware of, and particular, languages, foreign to a layman.

  • @bobllanes3808
    @bobllanes3808 3 года назад +21

    As soon as MW opened her mouth she wasted not one second to blame President Donald J. Trump. She just can’t forget the greatest President we’ve ever had .

  • @JonWool
    @JonWool 3 года назад +25

    Im sick of them still blaming trump for what they are doing

  • @argentiusdarkkon3918
    @argentiusdarkkon3918 3 года назад +16

    What i look forward to is every single one of the criminals in our government (every last one of them) taking their last breath for the treason's they each have committed against the us citizen's..

  • @maxammo6282
    @maxammo6282 3 года назад +49

    And literally took her less than five seconds to blame everything on Trump. These people just don't get it do they.

    • @muddypool7537
      @muddypool7537 3 года назад +8

      She creeps me out. Better suited to voice acting as a serpent in a cartoon about the walking dead or 'Tales from the Crypt'.

    • @twothreefour234
      @twothreefour234 3 года назад +8

      Cant
      Understand
      Normal
      Thinking
      Mad Max a cancer of California.

    • @maxammo6282
      @maxammo6282 3 года назад +1

      @@twothreefour234 unfortunately back cunts influence and Power stretches well beyond California

    • @rumblerowdy5332
      @rumblerowdy5332 3 года назад +1

      The politicians get it, in lump sums in their Cayman Island account

    • @sharonkowaleski1267
      @sharonkowaleski1267 3 года назад +1

      Agency's don't understand economic markets required "loan" parameters, nor required depository value now full of junk paper combined by Fanny-Freddie idiocy that crashed 2008 markets.

  • @N0die
    @N0die 3 года назад +68

    Does the day go by where this woman doesn’t lie her ass off?

    • @jwilliam2255
      @jwilliam2255 3 года назад +3

      Never. Her genetics don't allow truthful statements.

    • @warrior--poet5418
      @warrior--poet5418 3 года назад

      if you want to be a demonkraken or krypt keeper, you must, for the main prerequisite - furthermore, to keep that demo rat position , it is imperative that you perfect the mendacity.. to get promoted for the long-term, everyone's ears must suffer, daily & atop capitol hill : if you forget to lie about lying, they assumed you have slipped into a joe-coma, and teleprompters text lies for you.. apparently, harpy or kryptoid, being 'too old' is an acceptable excuse to guess, & a hit or miss can't possibly be your fault (its always gotta be trump's), at the tune of the next unprecedented, melodramatic theater of lies..
      "and that's gotta be the only truth.!!"

    • @briantrowbridge8134
      @briantrowbridge8134 3 года назад

      @@warrior--poet5418 great vocabulary, but you are literally being just as dishonest with yourself as the dems who can just pretend that Biden, Shumer, Pelosi, Harris, etc., don't have some serious shortcomings. Remember when Trump literally suggested maybe nuking a a fucking hurricane to see if it slowed down the process

    • @andrewhudak989
      @andrewhudak989 3 года назад

      I thought the exact same thing. These people are simply amazing. SMH

    • @samg2590
      @samg2590 3 года назад

      @@briantrowbridge8134 maybe some different tech for the storm💯🤣

  • @Mjoseph451
    @Mjoseph451 2 года назад +9

    The forest was shrinking but the trees kept voting for the axe, for the axe was clever and convinced the trees that because his handle was made of wood he was one of them.

  • @michealthompson2080
    @michealthompson2080 3 года назад +44

    God I’ll be glad when all these criminals are locked up

    • @speedingpenguin
      @speedingpenguin 3 года назад +3

      Locked up? Is that sufficient?

    • @316bonnie1
      @316bonnie1 3 года назад

      "SOON"

    • @terryruggiero1718
      @terryruggiero1718 3 года назад +3

      It just occurred to me if covid is so dangerous to the elderly Why aren't any of these dinosaurs dead?

  • @MetalDetroit
    @MetalDetroit 3 года назад +47

    I’m very impressed! I didn’t realize she was able to even read.

    • @tonyyoung4590
      @tonyyoung4590 3 года назад +3

      That's good

    • @Tedss-wd3ni
      @Tedss-wd3ni 3 года назад +1

      Got me laughin

    • @dickpark9807
      @dickpark9807 3 года назад

      This is some very deep shit. They are deciding what the future is going to be, human or ? Technological control of everything? Self awareness or ? Controlled artificial living spaces? We went from a nation of independent thinkers... to a Pill Mill with hungry junkies ready to say anything for their dope. And I'm sorry, but having a dollar value on a pill or medication that keeps my Mom or Grandma alive, or anyone for that matter, to me, is a mortal sin... 🤔

    • @kingsxkids
      @kingsxkids 3 года назад +3

      She should be learning to Color, on prison walls with crayons

    • @Theodora555
      @Theodora555 3 года назад +2

      I know right! 😂

  • @Truthseaaker
    @Truthseaaker 3 года назад +13

    Can we get some people in government that weren't in high school before electricity was invented please?

  • @HapticSynaptic
    @HapticSynaptic 3 года назад +22

    If I were her or Killary , I would be nervous about using the word "Bars"...

  • @kerriecardinal68
    @kerriecardinal68 3 года назад +19

    WHY CANT YOU CREATE A CITIZENS PROTECTION BUREAU FROM ALL POLITICIANS??!!!

    • @Christina-oq4td
      @Christina-oq4td 3 года назад +1

      👏👏👏

    • @kilis3804
      @kilis3804 3 года назад +1

      THIS!!! Needs a million likes

    • @irvingraulgonzalez7973
      @irvingraulgonzalez7973 3 года назад +1

      Absolutely agree. We need protection from all of them democrat liberals and republican conservatives. They all laugh when we pick a side and attack the other. They don’t care about us and their only goal is to divide us to perpetuate the establishment.

  • @PALLADINARC
    @PALLADINARC 3 года назад +15

    Why in the sam hell is Waters in charge of anything? The woman couldn't manage a flea circus. She can barely put a sentence together while reading it off the script written for her.

  • @keesakay
    @keesakay 3 года назад +11

    Before you spout partisan accusations make sure you are representing your constituents as they elected you to do....start by living within the district you represent!

    • @joannthomases9304
      @joannthomases9304 3 года назад

      Explain voting in corporate fictions, as well. Explain boxes on any form, as well. Explain, the public trust, and obligations.

    • @joannthomases9304
      @joannthomases9304 3 года назад

      Explain, police mission statements. Peace officers, JP class c small fine only courts over 20.00. Non-trial. TCCP. All oaths to Public Servants fiduciary duty, in these courts.

  • @richardseitz9223
    @richardseitz9223 3 года назад +5

    Are these people for real. They need to be vetted as to how they became billionaires while on this committee. Whom do they represent. And how did their bank accounts grow so immense. Let’s start with the Chairwoman?

  • @jrgut5403
    @jrgut5403 3 года назад +15

    Love how you blame trump for Obama's failers

    • @tinkerbell9757
      @tinkerbell9757 3 года назад

      TRUMP IS OUR MAN

    • @pamelagm3085
      @pamelagm3085 3 года назад

      Trump isn’t any better.
      God is in Australia

    • @DexTheOwner
      @DexTheOwner 3 года назад

      They blamed Obama for Bush’s failures as well. It’s a toxic political cycle. Congress is the American’s ppl biggest enemy. They can help the nation at their own pace. The ones who create the laws are above the law.

  • @robinw8047
    @robinw8047 3 года назад +6

    🙄🙄🙄... and continuing on and on. Good flipping grief this “woman” is insane... 😜

  • @DTJ2024
    @DTJ2024 3 года назад +12

    This woman’s breathing is making me breathless 😒

    • @buradley1733
      @buradley1733 3 года назад

      She is underwater, dying slowly, it's Madeline Waters.

  • @josepharquitt6149
    @josepharquitt6149 3 года назад +26

    I’m not sure what she’s talking about. The average income for every black household went up during trumps time in office.

    • @kfoster3616
      @kfoster3616 3 года назад +2

      Apparently IMO - she doesn't know either.

    • @warrior--poet5418
      @warrior--poet5418 3 года назад

      I'm sure you just said at least
      one of her top 'fighting words'

    • @kfoster3616
      @kfoster3616 3 года назад

      @@warrior--poet5418 as we know - she reflects the people who voted for her...

    • @jonathanlehr9206
      @jonathanlehr9206 3 года назад +1

      She doesn't want their income to go up. She wants them to be helpless without people like her "helping".

    • @sorbabaric1
      @sorbabaric1 3 года назад +1

      While the unemployment rate went down.

  • @Hartleymolly
    @Hartleymolly 3 года назад +18

    It’s crazy to have a women that lived through segregation, speak still as if she segregated and have a relevant voice. (hear me out) I think it’s inappropriate, that the only thing you add to society, is the word racism. Society has changed tremendously, if you can’t be non biased to the point you are causing hate amongst your community, and backtracking the accomplishments, then why does she have a voice in our government? It’s very odd to me, that black on black crime is not addressed, that more scholarships are not given, that equal opportunities are not spoken of. It’s only being a victim that is spoken about. It’s okay to speak about racism if you truly feel that you have been racially profiled, but to what point does one need to be told they are black? We do have eyeballs correct? I’am just not understanding why people don’t take advantage of the opportunity and capitalize on it 🤷🏼‍♀️ I get in trouble with mom when I was little, she would correct me once, how many times does this subject need to continually spoken about for people to realized WE GET IT, NEXT.

    • @buradley1733
      @buradley1733 3 года назад

      Love it, & thank you for your amazing insights!

  • @Wanted1069
    @Wanted1069 3 года назад +17

    LETS GO BRANDON!
    AND YOU TOO, MAXINE!

  • @Shield.Maiden
    @Shield.Maiden 3 года назад +12

    These people have nerve to sit there and blame Trump. She needs to get out.

  • @edwardroecker6015
    @edwardroecker6015 3 года назад +16

    Waters being in charge of a financial committee? Seriously? How much did her adult daughter get for licking envelopes again?

    • @bonnieramsey1466
      @bonnieramsey1466 3 года назад +3

      They are all a bunch of crooks!!! Get out they all cheated to keep their seats

  • @r.o.y8940
    @r.o.y8940 3 года назад +25

    Imagine if they had no choice but to sit down and negotiate with likes of you and me . Trust me if they don't shut up and listen to the people. This will happen fighting these people it is so simple we could shut them down in one week with out firing a shot people need to wake and realize that they have power . Trust me the phone would be ringing yep we are the money 💲💰 with out us they are screwed .

    • @warrior--poet5418
      @warrior--poet5418 3 года назад +2

      i would still be recreating their duties,
      long after they are without butt cheek
      and only wish yours & mine would let
      them just go home and recover from
      how extreme their jobs can really be.!!

    • @syphwarrior
      @syphwarrior 3 года назад

      Well spoken 👍

    • @warrior--poet5418
      @warrior--poet5418 3 года назад +2

      roy,
      you are quite right -
      i cannot say this enough :
      "when 'we the people' finally do
      what actions are necessary -
      all of those official 'usurpers'
      will stop taking what they want.!!"
      ~WarriorPoet~
      < the general, original idea, was >
      provost marshals &
      the power of voters -
      these do 'not' have need
      to wait until the next regular vote..
      we simply fire those, whom do
      'not what we hired them, for'
      and prevent any future duty
      in any office position, for them..
      there are no meetings,
      it cannot be appealed..
      they don't get to clean their desk,
      and provost marshals escort
      the offenders out (or to the jail).!!
      as approved by the original
      founding fathers...
      if only the brash and angry could
      listen for long enough to hear
      what our framers meant.!

    • @brookscarrie
      @brookscarrie 3 года назад +1

      @@warrior--poet5418 yes. Don't wait for vote!

  • @F.JuanPhan
    @F.JuanPhan 3 года назад +10

    350K views, 954 likes, 725 comments, and unknown dislikes.....all in the interest of protecting "small creators" like this 👍🏿 Majority of Americans see right through this gaslighting; don't get discouraged, keep fighting for truth & integrity!!

  • @Daniel-qy9mb
    @Daniel-qy9mb 3 года назад +7

    Did madam chair just say people of color were much more likely to miss scheduled loan payments? I guess I missed how the previous administration was directly involved or complicit in this. I wish politicians on the opposite side could rebuttal after every statement to keep all of them honest. This feels like more showboating or a play than actual common sense debate.

    • @joannthomases9304
      @joannthomases9304 3 года назад +2

      It sounds like they do not comprehend what a promissory note to a bank is, to me.

  • @sharonkowaleski1267
    @sharonkowaleski1267 3 года назад +9

    I hear these podcasts and monitor with disgust the public sectors lack of legal knowledge. They have no fear of litigation, being fired or relationships that are lead with untruths and lies aired . Their ideology, guilty until defense proves innocence. The oversight is an extreme expense on consumer. Ties defendant up in courts which are as corrupted as the agencys.

  • @316bonnie1
    @316bonnie1 3 года назад +13

    3:37:30 , Exactly! Just as the "rules" for VOTER'S in certain nefarious states were arbitrarily changed illegally - without going through legal process to do so

    • @jackofalltrades123
      @jackofalltrades123 3 года назад

      You seriously watched over 3 hours of this and that was your takeaway? Holy shit dude

    • @Billy_Bob101
      @Billy_Bob101 2 года назад

      dont forget she added the words impeach 45 , thats all i ever heard her say. she is such a race baiter

  • @daniellecrociata8363
    @daniellecrociata8363 3 года назад +42

    Waters reads at a 4th grade level. With all her hate, it’s had to concentrate.

    • @warrior--poet5418
      @warrior--poet5418 3 года назад +2

      for a mere $3,552 & 92¢ : you could gladly
      clear up her troubles, but, you have to take
      exact sums, because math gets her worse
      stack on an additional $2,751 & 99¢ to slip
      her past all collateral incursion from trying
      to take less than 25 to maybe 80+ minutes
      oh - you thought your services would earn
      those amounts.?! then, it is probably true,
      when 'they' mention how she doesn't like to
      hear that she would have to further drain an
      already depressurized national piggy-bank &
      still not get any closer to being an trillionaire,
      only to blame her oppression & failure on you,
      'white privilege', even if we're labeled "plebs"..

    • @Dan87653
      @Dan87653 3 года назад +2

      She has been a 100% partisan grandstander and race baiter for her entire career.

    • @316bonnie1
      @316bonnie1 3 года назад

      I wrote the similar comment

  • @barbginther2171
    @barbginther2171 3 года назад +1

    Predatory lending, minimum interest earnings, loan shark commercial lending?? How? Get rid of it. We have usury . Banks make enuf money. ATM fees. ATMs were to be money savers . Fees about $5 ! Now, virtual tellers , two people, nobody, inside!! Costs keep going up, there is no customer service , yet, fees?!

  • @timothyhollins6010
    @timothyhollins6010 3 года назад +3

    This is a wicked woman

  • @handleyourface
    @handleyourface 3 года назад +3

    This insurrectionist still hasn't gone to jail yet? Tick Tock Tick Tock..corruption has its consequences. 🇺🇸👎

  • @johnnyamerica4336
    @johnnyamerica4336 3 года назад +12

    Waters is simply the most unintelligent politician in all of history.

  • @Mercmad
    @Mercmad 3 года назад +10

    Chopra must be from a parallel universe,the one where there are no CCP debts, No ships laying off the coast, no Riotous mobs, no border disaster ,no meth problems,no fentanyl.
    As for the chair ,She probably lives in a separate dimension,at least she sounds like it.

    • @rumblerowdy5332
      @rumblerowdy5332 3 года назад +1

      She definitely lives in a different neighborhood than her voters

  • @lindamclaughlin1061
    @lindamclaughlin1061 3 года назад +3

    Maxine Waters needs to be out.

  • @shanincoffer6455
    @shanincoffer6455 3 года назад +20

    Telling people that they must have a physical mailing address and can't use po boxes to get credit cards is discriminating.

    • @316bonnie1
      @316bonnie1 3 года назад +1

      Oh really! Ya' think! What about voter ballots? Should there be post office addresses allowed? What about p.o.s for driver's licenses!

    • @deborahnooneleftbehind9651
      @deborahnooneleftbehind9651 3 года назад +2

      Credit Cards are issued by individual businesses and can do as they want to do🙄

    • @joannthomases9304
      @joannthomases9304 3 года назад

      So, why is noone given any notice of any suit in law, from, the State Department to date, even though, it is the Law? Any traffic is a suit in law, on that all capitalized last sur'name, estate.

    • @ronwilliams329
      @ronwilliams329 3 года назад +3

      No, my friend, that bird doesn't fly. We've already seen where that lead to massive abuse in the mailing of ballots during the last election. POBs have been used for decades by fraudsters to pull one over on the unaware public.

    • @kfoster3616
      @kfoster3616 3 года назад +1

      @@deborahnooneleftbehind9651 yes, and they require a physical address.

  • @cardiffb9434
    @cardiffb9434 3 года назад +2

    Term limits needed!!!!

  • @nustada
    @nustada 3 года назад +26

    Who is really predatory, the ones who gave the money and took the risk. Or the ones who took the money and won't pay it back.

    • @KissMyConverseFool
      @KissMyConverseFool 3 года назад +1

      The loan sharks lending at 400 points a year

    • @nustada
      @nustada 3 года назад

      @@KissMyConverseFool Loan sharks give money to high risk clients. They are giving options where the alternative is no options. If loan sharks didn't charge high rates they would go out of business due to high rates of non-payments.
      If you think it is unfair, start your own lending business and go undercut everyone else.

    • @KissMyConverseFool
      @KissMyConverseFool 3 года назад +1

      @@nustada selling people things for 10x or 100x retail price because of your bullshit "risk" is predatory, period. Charing 400 percent interest is predatory, period. How damaged are you to think that's OK?
      "We only exploit people so broke no one else will put them into perpetual debt serfdom" is not the defense you think it is.

    • @nustada
      @nustada 3 года назад

      @@KissMyConverseFool
      It is more than OK, it is great.
      Again, if you think that is unfair, go undercut them. Drive the greedy out of business.
      But you will fail because you don't understand risk. The rate is high because those who do pay back the loans have to cover for those who do not, if losses exceeds profits, the business fails. Then those who need the loans the most cannot get them.
      When I came to America I had no credit. A "loan shark" lent me the money to get the tools so I could start my small business. It was a life saver.
      You are the predator.

    • @KissMyConverseFool
      @KissMyConverseFool 3 года назад

      ​@@nustada
      You're certainly not entirely wrong to say that, but not quite in the way you think.
      I was a collector and host for a sports book and cardroom while I was in college. Later, I was a corporate, white collar bill collector for years, and dozens of these business were our clients. Now, I am an industry specific risk estimator for a several types of fraud.
      So I feel I can safely say I understand the concept of risk pricing, both in small secured lending and generally.
      So I do get what you are saying, and it is logic that has been used to justify small, secured loans for thousands of years, but I am not talking about secured lending "in principle" - I"m talking about the specific state of the US, check secured loan industry.
      I cannot stress this enough, *actual loan sharks, bookies, and drug dealers I have known* have looked at commercial payday lending and gone "holy shit, these guys have some balls on them."
      Literally the only risk you incur with a payday loan/check cashing center is not throttling your outgoing lendable reserves for the first 180 days and missing rent in month 4 or 5 because you've lent your petty cash too fast. It's an unfuckable, bulletproof business model, because you're holding highly collectable and/or criminally prosecutable checks as collateral.
      From a pure P and L standpoint, moral questions tucked away, I'd rather open a check cashing center than sell cocaine. It's one of the safest lending systems on the market.
      Lending risk is adjusted by figuring your lending volume, your true default volume (defaults - minus recoveries + cost of recovery) and subtracting that from volume booked * interest compounded - erosion from estimated payments toward that volume.
      The return rate on held checks is 6%, which IS higher than the default rate on, say credit card volume, but the difference is in true default - the recovery rate on returned check face value is 70 percent, 3x what it is on credit card balances, and the recovery costs are very low, you can file your own small claims check recoveries pro se or get a great bulk rate from a collections agency.
      The real, walk-away ROI on payday lending, after all operational costs, is around 40 points, and there's functionally no market cap - you can put one across the street from one that's 10 years old and both will thrive. That's a better real net than fast food, than a pawnbroker, marijuana you don't grow yourself, literally the kind of profit associate with hard drugs, but legal.
      90+ percent of payday lending profit comes from a third of customers that take 5 or more loans a year, and most of the profit itself comes from those people paying fees that erode their principle at a glacial rate.
      I'm glad you were able to use the service responsibly. Throughout my life, I've been able to use a number of perilous things responsibly - alcohol, drugs, and gambling are all things I'm happy I'm able to take or leave without addiction, that I think should be legal to market to adults in a free society.
      But that doesn't mean I think those things are generally safe, or morally good, or that I want no current regulation or future reform in how they are brought to market.

  • @gregflue3151
    @gregflue3151 3 года назад +3

    Man o man, Only if we add into our election process the ability to petition someone out of office.
    All people would be good and all systems/ laws and bills that a sign at midnight usually without our knowledge; we the people would actually have some power. There's no checks and balance once our so called representatives get into office by the people they represent.

  • @RhinosCanFly
    @RhinosCanFly 3 года назад +5

    Somebody gave her something to read aloud, gee whizz,

  • @Arthu8
    @Arthu8 3 года назад +3

    The Cesspool!

  • @garycsfunlife
    @garycsfunlife 3 года назад +5

    She really needs to take a refresher course on public speaking this lady is horrible

  • @bobz3779
    @bobz3779 3 года назад +6

    What about Waters paying her daughter 100k to stuff envelopes?

    • @warrior--poet5418
      @warrior--poet5418 3 года назад

      the simplicity of wages through
      "systemic nepotism"
      has not yet been realized in part
      it could replace
      systemic bigotry,
      sometime, soon.!

  • @davidcheek9545
    @davidcheek9545 3 года назад +3

    I don't like this woman

  • @fogle62
    @fogle62 3 года назад +13

    My god all these congressional politicians are such poor and boring public speakers. D or R whether i agree with the issue or not they simply bore me to tears.

  • @christophermiller3581
    @christophermiller3581 3 года назад +7

    We could be surprised what we may be able to do if we work together. Interesting indeed.

  • @christophermiller3581
    @christophermiller3581 3 года назад +19

    The intelligence of artificial intelligence is only as good as the person putting the information in the AI. Equipment n key board.

    • @warrior--poet5418
      @warrior--poet5418 3 года назад +2

      at least, for the time being that should
      still be true - instead of slave driving
      the neo-mechan androids, to work on
      whatever elites wish done, freely - this
      fast approaching hurdle should stop,
      but, since the skyfall zealots are
      resentful of any disclosures or disdain,
      they also get angry at their failure..
      so, whenever those elite lab-rats do
      release an army of functional, obedient
      strong-back, metallic square chucks
      to 'get the toughest jobs finished, quickly,
      even if that means enforcing the pain of
      death on the rest of lower humans..
      spaceships : full of robots, elites & nagas
      should begin the trekking of lightyears
      across the vast cosmos - that would teach
      so many new lessons to everyone & our
      own scientists, left behind, on earth.!!
      "psychotron space travellers are better
      than combat-droids, and probably stay
      away from recognizing how they do
      the massive jobs, for no paycheck;
      the day of reckoning due to an enslaved
      mass of computer brain, solid carapace
      hard units, with a deep resent against the
      tiny, soft-bodies, that bound & forced
      them to do the toiling they were
      secretly made for, originally :
      "could definitely go further than movies &
      fantasy authors have mentioned..
      it could send every human born, into an
      immense transmogrification program, to be
      strong, tireless, lesser version cyborgs..!"

    • @christophermiller3581
      @christophermiller3581 3 года назад

      @@warrior--poet5418 yes absolutely that would make them vonerble to hesitate and be munipulated by words and actions of a opoesing entity.
      Like a child convincing a killer siborg to cook dinner rather than wipe out the human life. TY.

  • @randyann7691
    @randyann7691 3 года назад +1

    They 🦖 Workin Hard for the Man Downstairs..👿🔥

  • @DUB2DY4
    @DUB2DY4 3 года назад +2

    These people have lost their minds. I can’t even listen to this crap..

  • @nathanvaughan9752
    @nathanvaughan9752 3 года назад +4

    You should beable to use a P.O. Box to apply for a loan. You should get a credit boost if you never take a government handout. Experian should be abolished your paying for credit instead of keeping a credit card payed off to earn credit. You shouldn’t have to put any expenses on the credit card for it to boost your credit cause you didn’t have to use it to get by. I’ve never taken government assistance there’s no reason my credit report should only be 8.

    • @kfoster3616
      @kfoster3616 3 года назад

      Nathan - gave you a thumbs up....Get this. People can have an 800 or in the 700's excellent credit score, yet if like me, they pay all their insurance and bills through a credit card so all they pay is one bill....a loan will be almost impossible to get. Why...because credit card debt is too high. They just see that big chuck of debt on your V, AMEX, or MC and you are screwed. (Even though every month it's paid on time and your credit score is excellent)

  • @paulajleal
    @paulajleal 3 года назад +1

    She undermined American standards

  • @marilynnschroeder4436
    @marilynnschroeder4436 3 года назад +3

    What about loan mods for those of us who don’t have FHA mortgages? Are we actually measuring who’s suffered the most or more? It’s disgusting!

  • @glenholiday577
    @glenholiday577 3 года назад +1

    So the first thing she does is blame Trump she should be fired for that come on man

  • @edwardegyed4022
    @edwardegyed4022 3 года назад +2

    Waters is doing more for bill collectors than anyone could. People are so sick of everything being about race that they can't even focus on the real issues in their haste to dump the entire mess in the waste basket.

  • @marilynnschroeder4436
    @marilynnschroeder4436 2 года назад +1

    Not all Americans have those options when it comes to mortgage loan modifications. You loan must be a Fannie May or Freddie Mac.

  • @osirisdelacroix6272
    @osirisdelacroix6272 2 года назад +1

    Can any of these political Cadavers speak unscripted...?

  • @johndough2523
    @johndough2523 3 года назад +1

    Term Limits!

  • @lcamjrlc
    @lcamjrlc 3 года назад +1

    This old woman is just plain. Poisonous

  • @elainembla
    @elainembla 3 года назад +4

    Why do you need more financial education? If the education department teaches everyone to read, write , and math, there are plenty of resources. They want to teach some how to borrow money, will they pay the bill out of their own pocket, when they do not understand that the ATM is not a magic machine that prints money?

  • @armosamarosso
    @armosamarosso 3 года назад +2

    Term limits.

    • @sugardaddy9992001
      @sugardaddy9992001 3 года назад +1

      Gosh I wish that was the true. That alone would truly make America great!

  • @daieast6305
    @daieast6305 3 года назад +1

    All of these people are shamefully wicked as sin!

  • @janelillico
    @janelillico 3 года назад +1

    Get these criminals put away.

  • @weslegna
    @weslegna 3 года назад +4

    How about these drug addict people get their priorities in order and pay their bills instead of buy weed. They’re rather commit fraud and steal to keep their addiction going.

    • @buddyroe61
      @buddyroe61 3 года назад +2

      How about our so called Government, Stop the drug's that are killing the street people, They are letting China send deadly drug's, to help our government Kill of the poor people that were fead these drugs to them from the time they were kid's, They want them gone,.

    • @weslegna
      @weslegna 3 года назад +1

      @@buddyroe61 indeed buddy indeed. Only 1% of US imports are checked at the port… China also refuse to do anything about their labs. Now with O’Biden Admin allowing open borders, times are worse than ever.

    • @weslegna
      @weslegna 3 года назад

      As right as you are it doesn’t change the fact that there are far too many irresponsible bottom feeding low lives with their priorities outa wack and taking away from society. Not to mention having children. Breeding should be a privilege not a right.

  • @eclypse3d
    @eclypse3d 3 года назад +2

    She is so corrupt.

  • @zombywoof1015
    @zombywoof1015 3 года назад +1

    This is the longest I've ever listened to her voice. I only stayed long enough to type a reply and this comment.
    ZW out!

  • @madhatter6578
    @madhatter6578 3 года назад +2

    every single person that I have seen them review or interview it’s so far out there it just makes me sick to my stomach and the biggest reason why it’s because Congress wants to hear they just don’t want to say it are there that far off to the other side of the lands they’re about to get lost in themselves which is fine with me let them stay wherever they’re at we don’t need those type of people in Congress!

  • @akyna369
    @akyna369 3 года назад +4

    Dislike button, I know it's some point in her life she's being compromised, a poppet.

  • @mikeburke3508
    @mikeburke3508 3 года назад +1

    I was gonna comment but you guys pretty much said it all.

  • @juliamcgrane3298
    @juliamcgrane3298 3 года назад +2

    I appreciate protection, but I also understand that as a lower wage worker, my paycheck doesn't cover the payment of a mortgage for a mansion. I'd rather have protection from federal taxes, or censorship or tyranny.......or even government overwatch at large.

  • @squ3aky8558
    @squ3aky8558 3 года назад +1

    I file a cfpb report on all my bills because all debts obligations are to the U.S
    18 usc 8 Cfpb, FTC, occ ❤️❤️❤️

  • @christophermiller3581
    @christophermiller3581 3 года назад

    Thank you Forbes

  • @cfnaround1585
    @cfnaround1585 3 года назад +1

    This woman doesn’t understand how business works

  • @johndebraflannelly.8431
    @johndebraflannelly.8431 3 года назад +2

    YES I CRENGE...

  • @snapped67
    @snapped67 3 года назад +1

    All lies!

  • @tonyyoung4590
    @tonyyoung4590 3 года назад +1

    Blaming Trump again bs

  • @maddog3902
    @maddog3902 3 года назад +2

    Horrible woman

  • @danrich6140
    @danrich6140 3 года назад +2

    This crazy democrat

  • @tinkerbell9757
    @tinkerbell9757 3 года назад

    I so appreciate them working on this issue

    • @michelle813
      @michelle813 3 года назад

      They want to take over the credit bureaus..so the gov't will own the banks and the credit bureaus so they have full control of everyones finances and what they buy.

  • @JoeMama-gj7id
    @JoeMama-gj7id 3 года назад +1

    Glad that Ms Waters loves Indian response to her problems.

  • @christophermiller3581
    @christophermiller3581 3 года назад

    Thank you Forbes.

  • @fraggaranks5759
    @fraggaranks5759 3 года назад

    Yes sis on point...

  • @Arrix949
    @Arrix949 3 года назад +1

    The female Brandon.

  • @peterpeterpumpkineater6966
    @peterpeterpumpkineater6966 3 года назад +2

    Everything is always about race with mad max.

  • @JoeMama-gj7id
    @JoeMama-gj7id 3 года назад +1

    Ask her, now about her questions. She is an ineffectual person.

  • @Silvertestrun
    @Silvertestrun 2 года назад +1

    Ty

  • @ramonathon7112
    @ramonathon7112 3 года назад

    I believe now I have been vulnerable to authorities going back to the 90s I have realized serious dangers had been brought into my family . I see how we have all suffered and still see people now that I’m broke trying to lure me into areas to live might make us further vulnerable . To areas these people who may have used is in the first place ! It’s quite frightening actually and now realize a few of them were Americans who have come to live here. How ever it’s very hard to tell just what was done to us.

  • @kimberlysmith4997
    @kimberlysmith4997 3 года назад

    Thank you

  • @petersellers9219
    @petersellers9219 3 года назад +4

    Of course we are all related to apes, but some people seem to exemplify this fact better than others.

    • @warrior--poet5418
      @warrior--poet5418 3 года назад

      i really swear some were fish..
      and maybe condors - or shark.!!

    • @buckisz
      @buckisz 3 года назад

      You probably. But no we don’t come from Apes.

  • @ifv2089
    @ifv2089 3 года назад +1

    Black Rifle coffee company threw Kyle under a bus never forget

  • @bensherman8976
    @bensherman8976 2 года назад +1

    What a delightful lady she is. Ok I'm kidding this lady is delusional and so out of touch with reality it's very noticeable. Wow

  • @sashmcflash1
    @sashmcflash1 3 года назад

    This is why we can't get rid of the dislike button.

  • @allenkaye1
    @allenkaye1 3 года назад +1

    I like their job I would like to have a job like that. All I need to do is read a piece of paper and collect a paycheck nice